Our beliefs:

Pro-vi$ion Advisors Group (PVAG) is an independent financial planning and wealth management firm dedicated to providing highly personalized service and fundamentally sound financial planning principles.  Our mission is to assist our clients in managing and utilizing their resources to their fullest capacity within stated parameters.  Every client recieves individual and customized financial services inspired by divine guidance creating a lasting partnership that many times extends to future generations.  While we offer a "boutique" style to our financial services, we believe the wholistic approach allows greatest opportunity for financial success and peace of mind.

Through sound, time tested, stewardship principals, we desire to improve each client’s quality of life through diligent management techniques and timely financial advice.

We believe:

• A written financial plan serves as a “flight plan” allowing clients to establish the course with the opportunity to check for progress along the way and adjust the route for "inclement weather" if necessary.  The "flight plan" is just as important as the equipment used to get there.
• Holistic planning along the entire wealth management spectrum enhances our clients overall financial wellbeing.
• Few individuals are fully aware of current tax legislation and how it affects their investment strategy or their estate or investment portfolio.
  • For most individuals, their emotions will override logic when it comes to investment decisions.
  • Most individuals have unrealistic ideas about how much it will take to become financially independent.
  • While it is true that the majority of active managers under perform the market, sound processes exist to identify the minority of managers that DO out perform.
  • Properly researched, supervised, and managed active portfolio managers do add value to a given investment strategy.

Our clients:

Our clients include individual families, often inter-generational, trusts, charitable organizations,businesses and retirement plans.  We are privileged to work with great clients and seek to create individualized solutions to help them attain their dreams and goals.  We seek to grow our clientele by looking for opportunities to share our values and services, enabling us to grow our firm profitably and invest in resources to further serve you.
 
Typically, our wealth management services provide the greatest value to clients with invested assets exceeding $250,000 or a total net worth in excess of $1 million, or incomes in excess of $180,000 annually.

Our advisory team:

Roger L. Hoenes, CFP®, ChFC, CLU

Roger is founder and  Managing Member  and Chief Compliance Officer of Pro-vi$ion Advisor Group, LLC and specializes in assisting clients with the development of their Legacy Planning.   With nearly 19 years in the financial services industry Roger offers a broad range of experience in assisting clients with managing their financial goals. A significant portion of his time is in retirement and estate planning as well as asset management.

 Roger offers experience in a broad range of client needs and financial products and services including investment strategies, retirement income strategies, and risk management strategies.  He practices under the CERTIFIED FINANCIAL PLANNING™ designation  earned from the Board of Certified Financial Planners.  Roger is also a Chartered Financial Consultant (ChFC)and a Certified Life Underwriter (CLU). Roger is currently a member of the Financial Planners Association and the Society of Financial Service Professionals.  Roger has received numerous industry awards and previously spent 17 years as a Registered Representative. He has been offering fee based portfolio management since 2003.  He previously obtained FINRA securities licenses 7,6,66, and 63. 

Roger holds  BS and MA degrees in education.
    
Roger and his wife, Sheri reside in Branson Missouri.  They have two grown children and a daughter-in-law.  Roger and his wife both serve on the Options Pregnancy Clinic of Branson, Board of Directors.  He is a licensed private pilot and enjoys flying, scuba diving, boating, reading, golf, hunting and fishing. Roger and his wife Sheri also  lead small group bible studies.
    
Janet K. Wutke, CFP®

Janet offers over 20 years experience in the financial services industry.  At Pro-vi$ion Advisor Group, LLC, Janet provides client plan development, research and due diligence support, and portfolio management and plan execution.  She offers a unique skill set having served previously as bank Vice President and Investment Department General Principal at Southern Missouri Bank of Marshfield.  Janet supervised operations and compliance of a four person investment department, broker dealer Linsco/Private Ledger.  She directed approximately 15 million in assets, specializing in financial, retirement and estate planning.  She previously worked as Vice President of Operations for First Community Bank and worked with retirement planning for high net worth clients.

Janet received the CERTIFIED FINANCIAL PLANNER™ designation from the Board of Certified Financial Planners in 2000.  She obtained FINRA securities licenses 24, 7, and 63 in 1999, a BS in Accounting and Finance from Northwest Missouri State University in 1978, and completed the Graduate School of Banking, Madison, WI in 1996.  She is a member of the Financial Planners Association.

Janet and her husband Mike live near Marshfield, Missouri and have two grown children and a daughter-in-law.  She serves as Financial Secretary at St. Paul Lutheran Church, and enjoys reading, traveling and sports in her leisure time.